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Texas Car Insurance Advice

Texas Non-Owner SR22 Insurance

Did you know that you can get a special, non-owner SR22 insurance policy from Spartan Insurance that provides you with inexpensive SR22-compliant coverage?

Posted on May 31st, 2010 |

Texas Auto Insurance Coverages

Texas residents know that their state laws require that they bear a car insurance policy if they own a car. There are stiff penalties if you are found driving in Texas, without appropriate insurance coverage. And it is far better to get good Texas car insurance than to take a possibility and drive without it. Luckily, there are a lot of options for you, to make sure that you go for the greatest car insurance policy.

Posted on April 27th, 2010 |

Being a Vigilant Driver

In 2003 there were over 5,000 accidents in the state of Texas alone. 3675 people died in these accidents. These are only the accident that were reported to state authorities, and do not include occasional bumps, scratches, or fender benders with other cars. Every year the number of accidents that occur annually decrease by a slim number. No matter how much this number decreases the threat of an accident is prominent. There are ways that you can prevent an accident however.

Posted on April 22nd, 2010 |

Explaining the ‘Freeloader Effect’

With the economy in such peril and money being as tight as it is, many people decide not to pay for everyday needs. An example of this is the increasing number of people that are choosing not to purchase car insurance for their vehicles. Many people avoid owning car insurance to skip out of a monthly bill because it “saves” money. However, in reality it does the exact opposite. Laws are becoming stricter on car insurance violators and, in the end, you could be paying more than you are “saving.” Not paying a monthly bill is not worth losing your car over.

Posted on April 20th, 2010 |

Types of Texas Car Insurance

There are many different types of Texas car insurance, and it is important to understand what is covered under each type, and what is required by the State of Texas.

Posted on January 14th, 2010 |

Avoiding Auto Theft in Texas

For vehicle owners, the only thing worse than going through automobile theft is finding out that your Texas car insurance policy does not completely cover your costs or costs associated with the theft.  On average, a vehicle is stolen in this country every thirty seconds.

Posted on January 11th, 2010 |

Top Tips to Lower Your Texas Car Insurance Rates

Looking to save some money on your Texas car insurance bill? These simple, tried-and true tips will help you get the most for your hard-earned dollar.

Posted on January 7th, 2010 |

Things to Consider When Shopping for Texas Car Insurance

Your Texas car insurance premiums are largely based upon your risk assessment, which involves your accident history, driving records and the ways in which you use your vehicle. There are many things you need to consider when taking out a Texas car insurance policy.

Posted on January 4th, 2010 |

How to Get Texas Car Insurance

Texas car insurance is an essential requirement to all drivers using the roads of the State of Texas.  It is important that drivers are aware of how to go about procuring Texas car insurance.

Posted on December 29th, 2009 |

Texas Car Insurance Financial Responsibility

If you are involved in an accident in Texas, as a driver you need to be able to prove financial responsibility for accidents you cause by ensuring that you have Texas car insurance. The laws of the state have set a required minimum amount of liability insurance to reduce the amount of uninsured drivers in Texas.

Posted on December 24th, 2009 |

What to Do in the Event of an Auto Accident

Each year, thousands of Texas vehicle owners are involved in accidents, some of them fender benders, and others that are far more serious.  Being prepared to deal with an accident is important, and knowing what to do can save you a lot of hassle with your Texas car insurance company.  These tips will help you be prepared no matter what lies ahead on the road.

Posted on December 21st, 2009 |

Why Is Car Insurance So High for Teenagers?

While searching for car insurance for your teenager, you may find the rates to be remarkably higher than your own rates.

So, why are auto insurance rates so much higher for teenage drivers?

Posted on October 25th, 2009 |

What Is Comprehensive Car Insurance?

For the most part, when searching for Texas car insurance, your quote is going to be for collision coverage only.  If you want to be protected in the event of a vehicle theft or other non-collision based incident, you need to make sure you have comprehensive car insurance coverage.

Posted on October 17th, 2009 |

Texas Auto Insurance Minimums

The State of Texas requires all drivers to carry a minimum level of liability insurance coverage on vehicles they own and operate.  This ensures that, if you are involved in an accident you will, at the very least, be able to cover damages caused by your vehicle.

Posted on October 1st, 2009 |